BayBank, trading as UPayCard, is authorised and regulated by the Financial Conduct Authority (FCA) of the United Kingdom, under the Electronic Money Regulations (FCA registry number 900709) for the issuing of electronic money and the provision of additional payment services. has its registered office at 20 Mortlake High Street, Suite 308-309, London SW14 8JN, United Kingdom. Copyright 2013 BayBank. All rights reserved. The UPayCard prepaid card is issued by PSI-Pay Ltd pursuant to a license by Mastercard® International Incorporated. The e-money associated with your card is issued by Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.